Contractors All Risk Insurance
Contractors All Risk (CAR) Insurance provides comprehensive protection for construction projects by covering both property damage and third-party liability risks that may arise during building works.
Construction projects involve multiple risks, from accidental damage to structures under construction to injury or property damage affecting third parties.
JSJ Commercial Insurance of Wilmslow arrange Contractors All Risk Insurance policies for builders, contractors, developers, and construction professionals across a wide range of projects.
A Contractors All Risk policy typically covers the contract works themselves, including materials, temporary structures, and work in progress.
This ensures that if a project suffers damage due to fire, flood, storm, theft, or accidental events, the financial losses can be mitigated.
The policy can also provide cover for contractors’ plant, tools, and equipment used on site.
In addition, public liability protection can be incorporated to protect against claims arising from injury to third parties or damage to surrounding property during the construction process.
Policy Typically Covers:
Contract Works
Damage
Plant / Tools
Public Liability
Contract Works
Damage
Plant / Tools
Public Liability
Protect Against Delays, Disputes and Losses.
Construction projects often involve substantial financial investment and complex contractual obligations. Without adequate insurance, unexpected damage could result in costly delays, contractual disputes, or financial losses.
Our advisers take the time to understand the nature of each construction project, including project value, duration, site conditions, and contractor responsibilities.
This allows us to structure tailored Contractors All Risk Insurance policies that meet both contractual requirements and practical risk exposures.
Cobra Network Members
JSJ Commercial Insurance are members of the Cobra Network and has direct access to the leading insurers, enabling us to arrange specialist construction insurance solutions for projects of varying scale and complexity.
With expert guidance from JSJ Commercial Insurance, contractors and developers can proceed with confidence knowing their projects are protected against a wide range of construction risks.
